What is the Disney World Payment Plan? (And how to use it)
If you’ve ever dreamed of taking a trip to Disney World, then you know how expensive it can be. It all adds up quickly from airfare and hotel stays to tickets and extras!
But what if I told you there was a way to make the cost of your dream Disney World vacation more manageable?
Yes, that’s right – there is a Disney World payment plan!
Read on for all the details.
What Is the Disney World Payment Plan?
The Disney World payment plan allows you to spread out the cost of your vacation over several months.
Instead of paying for your entire trip upfront, you can make multiple payments over time in order to cover the costs.
This makes it easier for families on a budget or who may not have enough funds available at one time to still enjoy the experience of visiting The Most Magical Place on Earth.

How Does The Disney Payment Plan Work?
The Disney World payment plan works by allowing you to pay an initial deposit when booking your vacation package. You will then need to pay off the remaining balance in full before the start of your trip.
Depending on when you book your trip, you may be able to divide the total amount into monthly payments over 6-12 months or even longer depending on your needs.
When you book your Disney World vacation on the Disney Travel Website, you will need to pay a $200 deposit within 72 hours.
The deposit is for each room, so if you are booking a separate room for adults and kids or multiple families, those would all be separate bookings and require their own $200 deposit.
After the deposit is paid, your reservations are made and you can begin your park reservations and dining plans.
The payment in full must be made no later than 45 days before the first day of your Disney vacation. If payment is not made, your booking will be canceled.
What makes this payment plan unique is that there is no set payment. You can pay a set amount in the form of a monthly payment if you wish.
You can also make sporadic or different amounts of payments. As long the balance is paid in full within the correct time frame, you can pay however your budget allows.
Another great benefit of the Disney Payment Plan is that there is no interest on the balance, and no fee associated with the payments, so it is a cheaper and better option than using a credit card.

Are There Any Restrictions with the Disney World Payment Plan?
Certain restrictions apply when using the Disney World payment plan. The first is that all trips must be booked at least 45 days before arrival so guests can take advantage of this option.
Furthermore, this option is only available when booking a package that includes both accommodations and tickets. Ticket-only purchases do not qualify for this payment plan option.
Can you use the Disney Payment Plan for Disneyland, too?
Yes! As long as you book a package (hotel+tickets) you can use the payment plan for any of the Disney Parks.

Is there a Payment Plan for Disney Cruise?
Usually. If you book a Disney Cruise, you must pay a deposit and pay off the full balance before sailing. The time your balance is due depends on the room category you book.
If you book a guaranteed stateroom, you will not be able to make payments and will have to pay for the cruise in full at the time of booking. The rate is also non-refundable.
A guaranteed stateroom is where you do not pick your room, but it is assigned to you before sailing based on what is available.
Theme Park Planning Resources
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